Similar to our National Accounts product, ACE Risk Management® now offers a  Commercial Accounts segment that  offers a full array of risk management program structures to the buyer that has recently transitioned away from full risk transfer purchasing for their Workers Compensation. This product offers similar flexibility in terms of bundled and unbundled claims management capabilities and a heightened sensitivity to price, collateral along with the ability to consider lower retentions as the buyer continues to finance more of their own risk, but at a pace and level different from a National Accounts purchaser.

ACE Risk Management® defines the Commercial Accounts by combined expected losses (WC, GL and/or Auto) within a designated deductible/retention as follows:

Commercial Major: Combined Expected Losses between $1 - $5 million

Commercial Select: Combined Expected Losses between $0 - $1 million

The minimum retention or deductible for Workers Compensation is $100,000. ACE Risk Management recognizes the unique needs of this risk management buyer and will consider both General Liability and Auto Liability with lower deductibles and/or on a full risk transfer basis depending on loss experience and the incidental nature of the exposures.

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