ACE Risk Management® offers a comprehensive excess indemnity coverage to employers in the state of Texas who elect to "opt out" of, or non-subscribe, to the state Workers Compensation System. Employers Excess Indemnity helps responsible non-subscribers effectively control the costs of employee injury claims.

The Texas Employers Excess Indemnity coverage is provided in excess of a self-insured retention (SIR) of $250,000 or higher, or it can be layered over another carrier that is primary over a non-subscriber’s SIR.

To view and print our marketing materials for Employers Excess Indemnity product, click here.
For Submission Requirements and Forms/Applications, go to "Submission Requirements".
To find a Business Development Representative, go to "Contact Us".
To view our policy forms related to this product, click here.

Want to Send an Electronic Submission? Click here to send your submission directly to our centralized underwriting team.